Pre-release · iOS beta 0.8

CreditCadence

Your cards, benefits, and upcoming deadlines in one place.

For iPhone and iPad. App Store availability and pricing will be announced here.

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CreditCadence app icon: three overlapping cards with a check mark
CreditCadence for iPhone and iPad

Plan a purchase. Keep up with your benefits.

Compare the cards you own

Choose a purchase category and compare estimated rewards using your saved rates, point values, and remaining credits. Review the conditions behind each recommendation.

Track benefit deadlines

See unused allowances, certificate dates, renewal reviews, and welcome-bonus deadlines. Record usage, mark a benefit complete, or undo a completion when plans change.

Keep your wallet up to date

Add catalog or custom cards, edit fees and earning rules, and keep cards organized by owner. Review catalog changes before applying them to your saved cards.

Built around the information you enter

CreditCadence does not connect to your bank or import transactions. You enter benefit usage, spending counters, enrollments, and bonus progress. Recommendations use those records and your own point valuations; they do not record purchases automatically.

The bundled card catalog covers selected US products. Rates, offers, eligibility, and merchant categories can change. Check issuer terms before relying on a comparison. Estimated rewards and unused allowances are not guaranteed savings.

A wallet you can maintain

Export a JSON backup, restore a validated backup, and keep recovery copies. A Home Screen widget shows upcoming benefits and refreshes when you open the app or save changes. Optional reminders help you keep track of deadlines.

Free and Pro plans

The beta supports five active cards for free across your local profiles. Pro adds unlimited active cards and removes ads. Archived cards retain their history. Subscription pricing and App Store purchase availability are pending release.

Current availability

CreditCadence is in development for iOS 17 and later on iPhone and iPad. It is not yet available to download from this website. Optional iCloud household sharing is implemented in the beta and still requires live-account release testing. Live network advertising is disabled.

App-specific privacy information, subscription terms, and an App Store link will be published before release.

Questions about CreditCadence?

Email [email protected]. Please leave out account numbers, bank statements, and other sensitive financial information.